Wealth Builder ULIP
HDFC Life₹5,000/month
Coverage: ₹25 Lakh
- Market-linked returns
- Fund switching free
- Partial withdrawal
- Tax free maturity
Wealth creation
Guaranteed returns
Tax-free maturity
Flexible premium payment
Compare top plans from leading insurers
Guaranteed Income
Max Life₹8,000/month
Coverage: ₹30 Lakh
- Guaranteed returns 6%
- Life cover included
- Regular income payout
- 80C tax benefit
Smart Wealth Plan
SBI Life₹6,500/month
Coverage: ₹20 Lakh
- Loyalty additions
- Maturity benefit
- Premium waiver on disability
- Flexible tenure
HDFC ERGO
ICICI Lombard
Star Health
Max Life
Bajaj Allianz
Tata AIG
SBI Life
Reliance General
What are investment-linked insurance plans?
These plans combine life insurance with investment. A portion of premium goes toward life cover and the rest is invested in funds of your choice, offering potential for wealth creation.
Are returns guaranteed in investment plans?
Traditional endowment plans offer guaranteed returns. ULIPs are market-linked and returns depend on fund performance, though some plans offer capital guarantee features.
What is the lock-in period for ULIPs?
ULIPs have a mandatory lock-in period of 5 years. Partial withdrawals are allowed after the lock-in period, subject to policy terms.
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