Comprehensive Plus
HDFC ERGO₹2,094/year
Coverage: IDV Based
- Zero depreciation
- Engine protection
- Roadside assistance
- NCB protection
Own damage cover
Third-party liability
Zero depreciation add-on
24/7 roadside assistance
Compare top plans from leading insurers
Motor Secure
Tata AIG₹1,850/year
Coverage: IDV Based
- Cashless repairs
- Personal accident cover
- Key replacement
- Consumables cover
Auto Shield
ICICI Lombard₹2,200/year
Coverage: IDV Based
- Return to invoice
- Tyre protection
- 24/7 claim support
- Instant policy
HDFC ERGO
ICICI Lombard
Star Health
Max Life
Bajaj Allianz
Tata AIG
SBI Life
Reliance General
Is car insurance mandatory in India?
Yes, third-party car insurance is mandatory under the Motor Vehicles Act. Driving without valid insurance can result in fines and legal penalties.
What is zero depreciation cover?
Zero depreciation add-on ensures you receive full claim amount without deduction for depreciation on parts like plastic, rubber, and fiber during repairs.
How is car insurance premium calculated?
Premium depends on car make/model, engine capacity, city of registration, IDV (Insured Declared Value), NCB (No Claim Bonus), and add-on covers selected.
Compare plans from 50+ insurers and save up to 70% on premiums. Get your free quote in under 2 minutes.