Optima Restore
HDFC ERGO₹491/month
Coverage: ₹5 Lakh
- Restore benefit
- No room rent limit
- Pre-existing after 3 yrs
- Maternity cover
Cashless treatment
Pre & post hospitalization
No claim bonus
Tax benefits under 80D
Compare top plans from leading insurers
Health Companion
Star Health₹620/month
Coverage: ₹10 Lakh
- Unlimited restore
- Air ambulance
- Annual health check
- No co-payment
Complete Health
ICICI Lombard₹550/month
Coverage: ₹7 Lakh
- Cashless at 6500+ hospitals
- Day care procedures
- AYUSH treatment
- Wellness rewards
HDFC ERGO
ICICI Lombard
Star Health
Max Life
Bajaj Allianz
Tata AIG
SBI Life
Reliance General
What is health insurance?
Health insurance is a contract where the insurer pays for your medical expenses in exchange for premium payments. It covers hospitalization, surgeries, and treatments at network hospitals.
What is the waiting period for health insurance?
Initial waiting period is 30 days for all claims except accidents. Pre-existing diseases have a waiting period of 2-4 years depending on the insurer.
Can I get tax benefits on health insurance?
Yes, premiums paid for health insurance qualify for tax deduction under Section 80D up to ₹25,000 for self and ₹50,000 if covering parents above 60 years.
Compare plans from 50+ insurers and save up to 70% on premiums. Get your free quote in under 2 minutes.